BobbiJo - You just need to remind yourself that you either have Dan living in a crack addict infested apartment, which your kids will stay at occasionally, or a cozy safe little house. I think it best that he get the mortgage in his name, but after the divorce is final, all of your responsibility is removed by a quit claim deed. Division of assets calculation would still take in account both houses.
If he gets the mortagage in both your names, then a refinance (after the divorce) would be required as a quit claim deed does not remove your name from the mortage.
