I did the exact same things as Dan. Exact. I am not out of my mind, I am financially savvy. My Dad gave me 10K to put down, I said it was mine, it appearted in my bank account the day before, they didnt care where it came from. They wont look into it. The point of a mortgage is your ability to meet the monthly payment, so they wull look at your past credit history, your wages your employment dates, thats all.
I also claimed I was buying it for rental (but wasnt) it meant it was faster/easier to get the mortgage, got it on projected rental income, not my own.
I agree there is a chance he used your salary as well to up his amount he is borrowing and therefore you WOULD have to sign the mortgage papers, otherwise, you shouldnt have to I dont think? (shouldnt matter that you are M). But you have to submit payslipse in that case, so if he hasnt asked you to, it cant be that.
I'm just saying, its not that big a deal what he has done. My BFF is high up at a bank in mortgages, she says this stuff happens all the time, peoples cicumstances change, people move in/out of properties, rent, not rent etc, all they care about, is your likely financial risk on paper.. i.e: the likelihood of you defaulting on a payment. Once you have the house, you just have to keep paying monthly.
If he already has loans for tractors etc and is keeping up with those payments, he will have good credit.
I am not sure why you keep beating him round the head to go public and tell people? Is that counterproductive, or are you really done with this guy !? You are so strong !
