Hi VD - Taking care of financial matters is always trickier than it should be...since it's just facts and figures on would assume that it could just be straight-forward and objective - but that's the problem with our situations - everything is laced with emotions - and even the simplest things can get sloppy fast.
If I were you, I would look out for what protects you - and let her think about her own matters - if that means just slowing things down sometimes...that sounds best.