After talking to my banker I find that I qualify for a home equity loan, which will actually be better for me. No application fees and no closing costs. And by paying more than the minimum payment I can probably have it paid off in 5 years, although I could take up to 15 years if I wanted to.
In order to make the application easier, I asked my h to meet me at the county government center tomorrow when they open. He is going to quit claim the house to me so I can go apply for the home equity loan.
Its amazing how I can do this in one day. I will now be paying for everything, utilities, the house, repairs, maintenance, taking care of my car, my dog, all of it. He is getting what he wants.
I really hope he will be happy. I don't want to wake up in his shoes the day he realizes what he's lost.
Tonight I had a few sniffles in the car on the way home. But I really am ok.
I better get to the work I brought home. Its going to be a late night.
Me 45, H 46, S 23, M 26, Together 30, Bomb 6-2-08, S 6-19-08; H left 12-29-08. H home 12-09, Still MLC in 2012! Me- I have my big girl panties on. Bring it.