[quote=brokenhearted]Oh, and by the way, since the home loan is only in his name I am now considerd a renter and need to take out renters insurance to cover mine and Owen's stuff./quote]
This is total bull... Is the home insurance paid through the mortgage? If so, all belongings are still covered through that. If he has another place he has to get other insurance on that.
Although my X was the one cheating I moved out and rented my own place. Her name isn't on the home loan but I am still paying things until the house sells. So, all remains the same there and I had to pickup renters insurance for my place.