The next stage, maybe

[mishka422]

What the heck is it with him and not picking up the phone? That's completely childish and ridiculous.

Well then, email him and tell him you need to discuss the mortgage situation at least over the phone. Give him 3 choices of times to call you and tell him to choose one. That's my only suggestion for getting around that one.

Chin up darlin' and enjoy that face mask! I'm on my way out the door in a few to my second job - ah, the glamorous life!