From the hesitation you describe of her, it sounds like she has no plan. What legal advisor? I wonder if she has even looked for a lawyer that she could afford. She does not totally trust you on your house fiancials, but I doubt she will check in to it.
I gave her the printouts so she can show them to someone else and see that what I said is accurate. She's just uninformed and needs to hear the same thing from someone else.
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I think your W has jumped out of an airplane without the chute. Be cautious because if one of you do file for a D, she may discover she has no chute on and it could get hostile in negotiations. It is in a lot of peoples nature to deflect blame in their life failures to others and you would be the prime candidate.
I am always careful.
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Do you love her still?
Yeah, how can you stop? She's done a lot of damage though.
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I know they say to keep low expectations, but where do you wish to see yourself in 5 years?
Good question. Back in the 'groove' again. No longer poor. Maybe in a relationship.