I had given myself a timeline of this New Year's to do something about the R if it hadn't improved, but I've also been told that you will begin to feel what the next step is, but is right. I'm trying to not look at the calendar, but within, to set the next goal, to do what is right.
I think your gut will tell you when it is time to have "the talk". When you know you are ready for the outcome, either way, when you felt you have done everything possible and are happy with what you have done.
The calendar is just a measure, a tool for us to use. Choose how you want to use it.
And I vote for keep the money in your name. Are you okay for retirement? It would make a nice nest egg for you to build upon and have for when you are retired and not able to work, and if H is beside you at that time, then he'll get to share. If not, I like what T said, would your Aunt want him to get half for walking out? You also earned half his paycheck for the work you did in raising your family. It is unpaid work, but work that goes to the functioning of the family. Don't discount what you have done and contributed the past 25 years.