2 steps forward, 3 back

[cat03]

he can't make you refinance against your will. He sounds like a total jerk but if you can pull of mediation then that's the way. We hired a mediator and to save $ we agreed on most things and only took issues we didn't know what to do about to mediator. Of course that only works if both spouses plan to be fair and agree on most things. The guy we hired was somewhat expensive but the best I found (I called several) He charged 200$ an hr. After all was said and done, 3 sessions later and his work fees we paid about 1,600 which we split between the two of us. Well, a 120$ L consult to make sure all was well but that was it. Come Jan. 19 stbx will take the sep. agreement and file for a no contest D, the end.

I refinanced to cash out and my payments actually lowered a bit, I bought a point and got a lower rate than before, check your choices hon, the cost of the refi was added to the whole thing and I didn't have to pay a dime, moreover, I got an extra month of "not paying" the mortgage and a refund for the taxes of the house, I came out with $. Make some numbers hon, you might be better of refinancing, I didn't think i could do it either, but sweet dear old oldtimer took time to make the #s for me and I realized my piece of mine was well worth buying him out.

Good luck, the answers are there hon.