Hey you may also want to go to debt counseling together. Make sure it is one that will give you a certificate in case you later decide to file bankruptcy. Maybe all of this will be a dose of reality that your wife needs.
I had this reality but I just don't know that I can count on my "so deep in the fog" ex. Best wishes.
kat
Me-53(and learning!) S24, S21, D18, D17 Just keep swimming, Just keep swimming. Dory