My employer's insurance provider has tightened its policy regarding dependents -- they're intent on re-evaluating who can be claimed each year now, and the employee has to acert the claim annually. I don't think this is all too unusual now of days either. So I guess the whole economic system is also trying to discourage former spouses from remaining claimants, other than as COBRA participants (which is a time-limited system as well.)
I have told my W that I will keep her on my insurance at least until the day her precious D becomes final. She is more than eligible for her own employer's insurance program, so she's not likely to show interest in a COBRA plan.
On a similar note, because she is a woman, having her on my auto insurance policy has actually lowered my overall premiums. But once she decided a year ago to split off from my policy to bear her own auto insurance (why, I'll never know) my own premiums, for just myself, have actually gone up.
I feel like W has "thrown me to the wolves" regarding our insurance coverage, so I don't know why I continue to carry her on my health insurance. But I've tried to not do anything out of spite. She might be doing so -- but I should not.
