I can relate to the D process dragging on......ugh. The waiting. But it will come. It is very fortunate that you have a job in this sucking economy - I've never seen it this bad. I'm also fortunate that I'm in a position to have a stable job that, well, proves to be stable considering we are in the web design/marketing business, but our budgets are frozen, so we are lucky to get any raises or promotions - they still happen but at a snails pace.
Just curious, are you asking for less than the appraisal? It might have to come to that, but it's really the homeowner's call. I sold my house (1950 sq ft) for 210,000 last year and it was appraised for 240,000 just the year before. I'm lucky that it just sold, and I couldn't afford the mortgage payments after my W left at the time. Oh, and I was facing foreclosure. I do plan to buy a home later on, but I have a ton of cleaning to do regarding my finances, studying for and changing careers, and keeping up with GAL!
It sucks that your stbx is in the same house. I know how nutty that must drive you! Being with your little girl all the time makes it bearable. You'll have a good holiday season if you want to make it that way, but I do understand your sitch better now.
((((Olive)))))
~Sol
~~~~~~~~~~~~~ Single Dad, and luvin it! ~ Happiness is a state of mind ~