Kat, so sorry about your news. ((((Kat)))) If you can't get help through financial advice, is there any way a lawyer could help you out somehow legally? Still seems crazy that your XH can legally drag you down this. It totally sucks that their MLC's seem to make the LBS and kids suffer more than anyone sometimes. Although I think eventually you will be better than ever, and your XH will still be suffering if he keeps living the way he is. Well, at least I sure hope so!!! Karen