I was in the same boat that you are in right now with the house! I was living in it, she left and I paid all the mortgage payments. When she left it got hard as 1/3 of the household income went with her!! So I was able to hold out for a few months longer, and I was facing foreclosure being 2 months behind. I got an agent and the house thankfully sold in 3 days after listing. If you can hold out and sell it then that's the best option. But bankruptcy isn't the end of our credit world either. Everyone says its bad bad bad - but I see it as a clean slate, a new start, just as if you got your first credit card at 18. But I'm also not going back to using credit like I used to - I'm sticking with the cash system, one checkcard with the visa logo, and the only debt I'm going to acquire again is mortgage debt when I can afford my own house again. I read that you can rebuild your credit as soon as 2 years, but they get you with higher interests. It's still good news when it comes to buying another home down the road - one you can afford.
I also had another reason for selling the house - my crazy spouse was visiting me in the middle of the night just to pick fights with me and make me lose sleep. She would come to the house on her lunch break, at 2AM. She was brutal!!! And she could do it legally - enter the house. I've about had enough of her at that point and decided the house would go! I wish I could have bought her out and kept the house, but it was still too close to her job! LOL! I guess I made a good choice under the circumstances - it was a miracle that the house sold that quickly.
Well I only wish for a godly woman, I may marry someone that's far off from that! Never know. I'm not a godly man either, and it's really hard to see myself as one! And as far as dating I try not to take it too seriously. For me it's a process, but dating can get kinda exhausting at times, but sometimes its just fun to get out and let your hair down.
Things do seem to go well, and they go even better if you have a good PMA built up. I know what you mean about the divorce and co-parenting. They can become issues, but they are doable. I think everything does happen for a reason. I know now that me and the ex weren't meant to be together for as long as we were (that's a bar story in itself!) but I always desired a to have a little girl (as well as a good marriage). Now I have a daughter which was my good happening.
~Sol
~~~~~~~~~~~~~ Single Dad, and luvin it! ~ Happiness is a state of mind ~