Maybe I missed it, but have you (or can you) discussed this with your H?
After the pain and difficulty of having to split our accounting off from each other after separating, having merged completely the first year of our M, I am now of the opinion it makes a lot of sense to not no commingle everything. I now believe it wise to have separate accounts for each and one joint account to which each spouse contributes their fair, mutually-agreed upon share.
Having said that, I do know that the joint expenses are precisely one area covered in the spheres of marriage that offer the opportunity of intimacy. Where we have joint finances is but one more area where we should focus on our sharing.
I think it would behoove you if you could broach the subject with your H, stating that this might very well be one area you feel the intimacy between you two is lacking.
