Mandy, I think that OW is just what you say she is. I cannot figure out why she is trying to communicate with you???? It doesn't make a lot of sense to me, if I were her, you would be the LAST person I would try to talk to! Anyway, it does appear that they are having some problems with money. From what you said, her M.O. is to drain the til dry and it seems like she has done that. Don't let up about the money.