Okay, you probably need to go to all 3 credit reporting(i did this) you can do this online in a snap. Say you think you've been a victim of fraud and have them freeze your credit for the next 3 months and to not extend any credit to anyone in your name with out contacting you 1st and leave them your personal cell phone number. This is what I did. And also removed my name off all credit cards I could and If you cant them call them and tell them you dont want to be liable for any purchases as of this date because you are separated have them note the account if possible. If he gets credit in both your names you can be liable for it. So work quick. All that will take you just a few minutes.
You can get a Legal Separation Agreement and still try and fight for your marriage. You may just need to secure the legal stuff to protect you and the children. Can't be moved by your heart in this stuff. You are the only one who can protect you and the kids. What a friend told me is you cannot rely on your H anymore and need to get things done legally to be sure you are safe. If your in a fault state boy I envy you. I'd probably be suing right now. Can you sue OW for damages in a fault state? Just wondering I'm in California and they don't care why you want a divorce or who caused it. Yes he is fricking lost his mind in the alien fog. Don't expect any kind of normal thinking those days are gone. They are self absorbed and in selfish mode. It's all about them. It probably is unwise if he cannot take care of both households so that's the reason for the LSA. Try to stay at peace if you can. Either way if you are not ready to file just yet the laws will protect you once you decide to file, but take care of the credit reports now. They are equifax, experion, and transunion. Oh yeah since you are in a fault state start gathering all your proof. I have pictures of them and nasty ugly scary emails and phone messages and also a journal in a notebook that I have written in every day logging all conversations, visitations what happened during them, how the kids acted, if he drank, when he didn't call for a month got it all baby. This is not a game to me either way it goes. If you all don't have a journal and want to know what to do here it is. To be admissible in court Get a brand new spiral bound journal with all the pages in it. By the way back date as far back as you can. I was lucky went by cell phone records and phone bill. I slacked a little in September but have April through sept. Write the date and every FACT, do not state any opinions. Just fact example: October 4, 2008 Dad called talked to kids 5 minutes, no visitation, kids upset after phone call. No opinions. Now do not leave any spaces between each entry. The court thinks if you leave a line or two that you may try to go back and add stuff. So you might want to write it out on paper 1st if you have to back date. Then when you are ready so ahead and write in the book. No erasing and must be in pen. Hope this helps. Ask away really I do all the time.
Me-38 H-38 Married 18years Daughter-17 & Son-9 Discovery of EA/PA 4/23/08 Left home 5/08/08 Moved in with OW 08/01/08
The only rock I know that stays steady, the only institution I know that works is the family. -- Lee Iacocca