I think it is not just the time - it is the circumstances. Like for example, my wife has the house and is living rent free, but reality is about to arrive. The house will sell, she needs to rent a place, she needs money to do it. Now what?
The fact that she has been able to live like this - no consequences, no lifestyle change - for 18 months is tragic. But it will end. And I predict big changes in her attitude (one way or the other) when that happens, when reality catches up with her.
