PayPal is free to set up, but does charge for credit card payments, and for foreign exchange. The rates are below. Maybe someone else knows of another option?
Open an account Free Send money Free Withdraw Funds Free for bank accounts in the U.S ,Fees for other withdrawal options Add funds Free
Receive payments funded by Credit Card, Debit Card or Buyer Credit 4.9% + $0.30 USD (limit of 5 transactions per 12 month period)** for domestic or U.S. transactions
2% + applicable Fees Fees for cross border payments
Multiple currency transactions Exchange rate includes a 2.5% fee** Fees for cross border payments
These fees apply to U.S. users only. For Canadian fees, click here. For European fees, click here. Otherwise, click here.
** If your transaction involves a currency conversion, it will be completed at a retail foreign exchange rate determined by PayPal, which is adjusted regularly based on market conditions. This exchange rate includes a 2.5% spread above the wholesale exchange rate at which PayPal obtains foreign currency, and the spread is retained by PayPal. The specific exchange rate that applies to your multiple currency transaction will be displayed at the time of the transaction.
** Personal accounts may not receive payments funded by credit card, debit card or Buyer Credit for eBay or eBay Express transactions without upgrading to Premier or Business accounts.
If the admins would be willing, it might be less of a fee if we could do it through a business-sponsored account being opened... I'd rather see most of the $ going to where we intend it to do the most good.
A simpler idea might just be to set up a POBox for Jen, and we could mail things to her directly...