It is good to hear that he is remorseful. I hadn't expected that. And I don't buy the bankruptcy talk at all. He is still trying to scare you. He is guilty of all the things you are saying and he knows it. When I get home I will send you a Retrouvaille brochure. If he wants to "work on the marriage" 48 hours at Retro is not too much to ask. Insist on it. He stands to lose a lot, and he knows it. You done good.