I think one day is right. It is lengthy and seems a little manipulative (not saying you are! not at all.) but by saying where YOU are making YOUR cuts to the expenses it is almost like saying "look what I am giving up, what are you going to give up buddy?" Does that make sense? I think it might be better to just send him a shorter version and if it needs further discussion your H will most certainly contact you about it and you can bring some of those things up then. I am just worried about you coming across controlling since that is one problem we seem to share
