"They all say the same. Keep track of everything. I do. There is nothing else I can do until one of us files."
Actually you can.. you can set up a personal checking account in your name only and transfer the bill paying money into there. Yes, you should keep track of it, but as far as I know there is no reason you can not have your own account..or maybe you do already? This way you can keep funds safe, pay the bills, and he can't take the funds to play around.
Also end joint credit cards. Have your own and take your name off his. It is easier to get them before any divorce. You can also subdivide any savings to protect it.
