I went to the bank yesterday however they were unable to help me on this occasion. I phoned W to give her the bad news and to express my disappointment. W asked if it was her fault (bad credit) why the bank wouldn't advance us any more money I said no it was my fault and I feel bad. W then asked why should I blame myself. I told her that as the man of the house I should have already provided a good home for her and D6, I'm not sure what else I said but it provoked a reaction from W where she said "Look Lan them days for me are over, well and truly over I don't want to hear you talking like that (negativley), we're in this together". I then had to inturupt W to let her know I wasn't bringing up the past, I was just lamenting on the bad luck that always seems to follow us around.
Anyway between us we have planned a way forward, W is going to apply for a loan from a finance house, slightly higher interest rate than a bank but we're sure that we should get the money and W will pay it back with the money she gets from her second job. We also talked about how soon W can move out from her parents and back into our house even though it's far from completion.
Tonght we plan to rent a movie, have a couple of glasses of wine and just relax and take a break from our every day stresses.