Reading your situation, I feel like I am looking at a mirror of myself from last year. I'm liking the advice that DQ and Baghera are giving you. It's a lot of the same stuff that I got on here when I originally started posting. If you get bored, you can probably still find my original threads. I've since re-registered but I want to say my screen name was Imconfused0807. I'll check back with ya, but I think you are in pretty good hands with DQ.
DQ...btw, you have a very similar posting and writing style to a good friend of mine that once posted here and has since moved on. She had some brilliant advice as well.
-IC
"you can't see what you can't see until you visit ftio.com"