LWB-- Just got caught up. Your WAS does sound like a confused kid...helleva time to try to grow up, huh? The financials can be very scary. As crazy as I was through this whole mess, I was careful to make sure that the kids and I would be ok with that. Its why I filed for legal sep the day after I discovered the affair--I wouldn't trust him with access to the money, and I wanted to make sure he would contribute to the house. If you have a women's center close by, they might have a financial consultant you can talk to about what you need to do, help set up a plan...