I so know how you feel about being scared about how this will all work out financially...it scares me as well. Like you, we have been able to make a good, non-extravagent life with both of our salaries together going toward one "group life"...we both are in higher ed, and trust me, the $$ is not the reason why!! Things will change dramatically when the time comes to set up 2 separate households...
The other night when I was crying (and S18 came to comfort me), that (along with sadness for my children) was what it was about. I don't want them to suffer for this...and I started spiraling about it and feeling overwhelmed (we're sending S18 to a wonderful college that is so right for him, but that I just don't know how we will be able to still afford...just not fair to him)
Over the last couple of days I've been able to get myself back together again...hope you are feeling better now, too. We just have to tackle things as they come; when these times hit me, I try to boost myself with a number of affirmations. One that I particularly like is:
"Worrying does not empty tomorrow of its troubles...it empties today of its strength"
