Quote: Then he brought up that I would be down there doing "god knows what with only god knows who!"...and then made the usual implications about OM. Grrr... this is where you kill him with KINDNESS, you turn around and look into his eyes and say you are my only love. And be quiet and let him talk, my guess he will deflate right away.
Quote: Perhaps there are "levels" of alcoholism...I don't know much about it. Then you should visit allon for families of acoholics, find out for sure.
Quote: went through our budget and came up with the week that we would make the extra payments to catch up. .. He even did it for next month too! Now what does that say to me? That he is NOT a moron when it comes to money but that he CHOOSES not to be responsible. I believe he associates budget with getting yell at. He also figured with only his base income (didn't include any bonuses or my income) and SAW that we should have money left over at the end of the month! Now, bring up savings bonds at his work. I'm praying that he had some sort of revelation...Then he said- this isn't hard- maybe I should just take it all over and start paying the bills myself. Now, how can you make this a pleasant experience for him. (and I'm thinking "Whoa seabiscuit- let's not get ahead of ourselves here!") Did you check percentages??? How is the bill board coming??
Quote: So- I hang on for another day and wait and see what will happen this friday when he gets his check. On payday, send him off with good feeling, get up with him, good breakfast, and nice hug out the door. Do not mention the pay check at all. The good morning will be on his mind all day.
Quote: BTW- I AM going to the beach with my daughters ...so it doesn't have to come out of our budget. The solution is you already have the money set aside. As the bonds come in, place them in the envelopes. Use this priority, and these amounts. 1. emergency($1000) 2. car repair($1000) 3, House/appliance($1000) 3. IRA($1000)Place in IRA after taxes paid. 4. Christmas($1000) 5 Vacation ($2000) 6 Pay strecher($500)
At first buy "I" bonds they can be cashed right away. Then after 1 year go to E bonds, they can not be cashed for 6 months. Each time you recieve bonds you place them in envelopes in this priority. After a way you will never have to touch. 1-3 because you have saved for the other things that rob a savings account.
Quote: Thank you VERY MUCH for your input and suggestions...it's nice to know that I am not the only one who can see a problem here and that I'm really not crazy...(or am I? You are welcome, I came across a quote
"You can not spend you way out of debt, you can only manage you way out"
