Quote: Tried that! He refuses to set up direct deposit and since it's his paycheck he has to be the one at work to sign the papers. I tried a couple of months ago and he flat out refused. Nag him about it, threaten to call his boss, companies don't want these kind of problems and they will deal with it, by the way what is the worse he could do, leave.
He ended up saying that his company wasn't set up to do that and wouldn't do that for him.
Is that true, call the payroll department and check
BTW- his paycheck is written on the same bank as where we have our checking account and yet he cashes it at a check cashing place!
He sounds like he hits the bar like the the millworkers I use to work with, they would cash their check and hit the bar with the rest of the guys and come home $100 shy.
Can't take him to work and get the check either. He works 45 minutes away and drives his company truck to and from work. Checks aren't always ready at the same time every Friday either...
Nothing says you can't drive there at quiting time and collect the check, maybe it will embarras sp him into cooperating
Quote: That's something to think about...I'm afraid though that he would spend it all and then INSIST that he get more money for beer and cigarettes! By the way is he an alcoholic?, make sure all the money is gone when he asks, whats left stash away where he can't find it. Show him via the online account that all the money is gone. You have to be clever.
Quote: Not sure what you mean by bonds? Are you talking about setting up something like a CD or savings bond?? savings bonds, E series, (can not be cashed for 6 months, which means out of sight out of mind)just start at the $25 level, if not thru his work, my bank allows me to order bonds online from the bank web page, also you can go to the US gov web site and order bonds online. Tell H they are a rain day.
Quote: We don't buy anything on credit (thank God!). I'm the only one who uses checks (he can't write them anywhere) and I keep the debit card. I only use it to pay bills online and such. He ONLY works with cash...and it just flows through his hands! all the more to make sure he has his allowance and thats it, maybe hold part back and dole out slowly
Quote: I would love to hear some more ideas. put up a corkboard, and use business size cards cut from manila folder, and on each put the bill and how much is owed, and up date each month, don't put where you can see it all the time, but some place where you pass by often, sometime guys need visual aids.
check you percentages,
fixed debt-CC 20%
Housing and utils 35%
car and insur 10%
groceries 10%
I don't rem all, bu these are the main ones
Quote: I got a letter in the mail yesterday that we now have a tax lien filed on our property for unpaid property taxes of 1900.00. Now we have to come up with that or risk losing the land (assuming we don't lose it from always making late payments!)
check up on the laws, sometimes even if it is sold you can get it back by paying whats owed and some intrest. Is this land you live on, maybe just sell the land.
Quote: In the past week I have applied at 6 private schools and broadened my search for a teaching position to several other school districts outside of our area. Except for a last minute resignation there are NO openings that I am certified to teach.
make sure you are sign up for subsitute teaching, when they hire the subs get first shot, sign up a lot of schools, so you have plenty of work
Quote: H refuses to deal with bill collectors, refuses to make late payment arrangements, etc... I have to do EVERYTHING! I have to take all the heat when people call...
first get answering machine, and let it handle the call, accept he is not going to do it, and say you will handle if he accept allowance
balance the checkbook ... make sure you use quicken and money, and if he says where go. print it out for him, my guess he will be overwhelm and give up
don't have enough money to pay our bills. develope a plan, use the cork bill board to organize what to pay, and then make sure no new are made.
Quote: When I bring it up to him he just gets mad and yells- what the f*** do you want me to do about it? I only make so much money...go get a job! What the hell is wrong with him!???
take him out of the loop, get the money, give allowance and make the rest disappear, no use agruing about it.
Quote: I seriously think I am on the verge of losing my mind! The little men in white coats are going to come and take me away then I won't have to worry about bills anymore!
accept he can't handle the bills, and when you have a plan it will be easier to handle. Continue to vent here, it helps a lot, read lostlove thread, you are not alone.
Quote: Never argue with idiots, they bring you down to their level and beat you with experience...
are talking about your H