Hopping over to piecing & short intro

[smokry]

Use direct deposit or on payday, you take him to work and pick him up. You go straight to the bank and deposit the check.

Tried that! He refuses to set up direct deposit and since it's his paycheck he has to be the one at work to sign the papers. I tried a couple of months ago and he flat out refused. He ended up saying that his company wasn't set up to do that and wouldn't do that for him. BTW- his paycheck is written on the same bank as where we have our checking account and yet he cashes it at a check cashing place! Can't take him to work and get the check either. He works 45 minutes away and drives his company truck to and from work. Checks aren't always ready at the same time every Friday either...

I would up the allowance and let him buy cigs and beer out of that, that way he can decide toys or cigs.

That's something to think about...I'm afraid though that he would spend it all and then INSIST that he get more money for beer and cigarettes!

put away credit/debit card, use checks only, makes a paper trail.

We don't buy anything on credit (thank God!). I'm the only one who uses checks (he can't write them anywhere) and I keep the debit card. I only use it to pay bills online and such. He ONLY works with cash...and it just flows through his hands!

Have bonds come out automatic, start with $25.00 a pay.

Not sure what you mean by bonds? Are you talking about setting up something like a CD or savings bond??

Have a lot more info on these and will follow up after I hear back from you.

Thanks for your suggestions...I would love to hear some more ideas. I am at a loss here...We are so far behind I don't know how we are gonna catch up. I got a letter in the mail yesterday that we now have a tax lien filed on our property for unpaid property taxes of 1900.00. Now we have to come up with that or risk losing the land (assuming we don't lose it from always making late payments!) In the past week I have applied at 6 private schools and broadened my search for a teaching position to several other school districts outside of our area. Except for a last minute resignation there are NO openings that I am certified to teach. Now what? Maybe McDonalds is hiring.... (no offense to anyone that works there!)Thing is when I worked full time before it didn't solve the problem...he just spent more money and we still weren't paying our bills on time! I don't know what to do...I am SO tired of being the only one dealing with this. I can't sleep at night (haven't in a LONG time), I have headaches all the time...all stress related but I can't get rid of the stress to make it all go away! H refuses to deal with bill collectors, refuses to make late payment arrangements, etc. He just sticks his head in the sand and pretends that it doesn't exist. I have to do EVERYTHING! I have to take all the heat when people call...I have to balance the checkbook and know we don't have enough money to pay our bills. When I bring it up to him he just gets mad and yells- what the f*** do you want me to do about it? I only make so much money...go get a job! What the hell is wrong with him!???I seriously think I am on the verge of losing my mind! The little men in white coats are going to come and take me away then I won't have to worry about bills anymore!