Very simple, Use direct deposit or on payday, you take him to work and pick him up. You go straight to the bank and deposit the check. You give him his $20.00, and you head home, and pay bills.
I would up the allowance and let him buy cigs and beer out of that, that way he can decide toys or cigs.
For now, put away credit/debit card, use checks only, makes a paper trail.
Have bonds come out automatic, start with $25.00 a pay.
Have a lot more info on these and will follow up after I hear back from you.
