I guess another part of it is that I don't want anyone feeling sorry for me. I want to keep the answer light, but, at the same time, I don't want anyone to think that I take the situation lightly.
And like an idiot, I didn't just come out and say it right away, so I'm sure I'll sound really intelligent next time it comes up.
Thanks for all your responses
I'm not an expert, but I've been there. And I survived.