Well the first thing is you can't close the joint account.. both of you will have to go to the bank and have it closed together.. Do not do this unless specifically directed by your L.
Not necessarily.
You should be able to close the account if you wish depending on what your banks terms are. A lot of banks will give either party the option regardless of who is listed as primary. In fact, many don't even consider either party a primary. Either or has full control of the account and can withdrawal and close it at any time. The only time you need both parties to sign off on something is when you want to remove a name from the account.
I just did it for two joint accounts due to Ws gambling. I closed both and opened new ones in only my name. And one account had W as primary.
Check your bank and you'll probably be under similar terms with your accounts.
If you do do that your W will probably flip out so keep that in mind.
My W had a hissy fit, but I could care less what she feels or thinks anymore. She is in her own world and I refuse to be a part of any of her ridiculous drama.
All I can say is protect yourself.
- Scott
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