Oh, I forgot to add I got all my paperwork turned in to the L just now! Hurray! She called me when I got home and thanked me, and asked about the appliances H was supposed to get (stove & refrigerator). I told her the last conversation we had was he was going to talk to his friend (who owns a store) about setting up a payment plan for me to pay for them. My L wasn't too happy about that, so she is going to call H's L about that. More battles on the horizon I think; but I just try to remain above it all and blame the L! Karen