LosingSunshine, thanks for the info. I already had to other people recommend looking into a loan on FERS. My supervisor advised me to contact my former supervisor, who is a CPA and tax consultant, and ask him for help.
I'm scheduled to meet with an attoreny by Vermont Bar referral next week at a $25 consultation. But he wants $3,000 for a retainer.
I really don't want to fight with Rose at all. I've done enough of that, and it makes me sick to my stomach.