kat, the only way to take his name off things is for him to sign a quit claim to get his name off the title and for you to refinance to get his name off the mortgage. Until you refinance, he won't be able to get another loan. Sometimes a lender will allow another loan based on the quit claim, but not always since he is still legally responsible for the mortgage debt.
This is all very basic stuff. I REALLY think you need to go to the library and get up to speed on some of the basics involved re: what is happening. Sticking your head in the sand is not a good way to go through this.
Sorry for the 2x4, but you've got to know how this works.
lodo
PS - don't you remember about me staying on the mortgage because W couldn't refi? While I was willing to do so, I refused to sign a quit claim because I wouldn't be legally responsible for the debt on a house i couldn't lay claim to. That said, I did sign the separation agreement giving W sole responsibility of house and any profit/loss should she decide to sell. Hope this helps.
