Don't necessarily think it's that bad. But it could be.
She may just be giving you a heads up of her financial situation so that if you ask her to do something, you know she doesn't have the resources to contribute. It'll be your treat.
Give this some time - she might just be hitting a rough patch. Unless it stands the hair up on the back of your neck, then it may be time to go.
You know how comfortable you feel with money stuff. She's not asking you for cash, so it really isn't your gig. Yet. Although from an issue of potential LTR you may want to pay attention.
