Hi Lan, Just wanted you to know I've been following. My own take is its better to spend on a good time with her (Barcelona, TV, etc. not house equity) and build goodwill until she is committed, even if it means being in debt. When the W wants a D they are often motivated by the money in it for them (I was so trusting and naive in this regard, W was 3 years ahead). Also, if I had poured more money into the house I wouldn't have been able to buy W out of her share and we'd have had to sell.