I forgot to address the LL issue. I truly enjoy buying her gifts but she usually beats me to the punch. We also tried the allowance thing on a monthly basis but she had it spent in the first week. The other attempt is that I try to be very frugal to create a surplus but she usually spends everything I save. This financial BS has me frustrated beyond belief mainly because she doesn't "make it up" anywhere else. I never saw infidelity as an option and still don't but I understand why it happens much better now.