I hear you - you have to wonder what the heck is going on in their heads. My W wanted to take the house. It's in the one of the most expensive markets in the country. The mortgage payment is probably 75% of her monthly pay. Then there are taxes on top of that. That means she has to pay a LOT of the monthly payments out of her savings and inheritance. Bad move, IMO.
Anyway, I'm sorry if the link I posted to Kat shook you up. I thought it was at least a little bit more realistic than DB tends to be. For the longest time I just focused on DB and thought for SURE it'd work out because I was so committed. Boy did I have the rose-colored glasses on! Anyway, we HAVE to try and make things work, but I think we need to be realistic too - and that all leads to what MWD writes anyway, focus on yourself but don't close the door.