Hey G, you didnt say you were moving over here did you?
I think you are ahead of the curve for the most part as far as surviving goes and from your stuff over in newcomers would say you have a great head on your shoulders.
There are a lot of really good folks on this forum who have run the gammatt as far as situations go so nothing is off limits over here and it's pretty rare when you find that no one has been in your position.