LS, hard questions. Does she know you check the accounts on line ? If so, don't you think she'll figure that you noticed ? I know my H sure would notice a $1200 withdrawal. If you consider the money hers, I wouldn't mention it. Wait til she does, then just say "I know".
I think you should protect yourself financially. But with some attachments...does she work ? Does she have a solo account ?
Changing the deposit without notifying her could really piss her off. I know I was furious when my H froze our accounts.
How do you guys handle the money already ? Are you concerned that she'll wipe out the accounts & run off with it ?
M 19 years, MC for 8 months, DB'd for 8 months 4 kids; 18, 15, 14, & 10 I was never meant to be a doormat. It took me years of therapy to become assertive enough to stop his abuse.