5 yr DBer, "Joint" D now in progress

[RSmiles]

Yes, there's a good chance that things can work out w/ H's refinance, but I guess there's also the nightmare that H will not get approved ever... which means I'm looking at more and more legal fees for my L to make sure the house goes on the market and that H will do what it takes to get sold. But,in any case I have my L to help me through this- so I guess I should take comfort in that.

Bethie, you're in IL? I'm up in WI- last winter was insane!!