Guys, Either way they will get you to spend the big bucks. I put my foot down the last few years because I didn't have a proper job and I wanted to eliminate all debt - tho' W wanted to remodel the kitchen during this time > $50K. I took a lower paying but steady job. Since I was expected to be the "provider" I also assumed the role of chief financial "controller" and I was indeed a hard a&^ at spending - my top priorities for spending were food, shelter and education. I did buy a good brand new car mostly for W's use and she walked away with it. But now I'm upto my ears in debt because of W's high handed D filing. Because I was conservative she is now well off, but she probably still won't realize this. So may as well let them spend you into the ground now, preferably on travel cruises, concerts, etc. so if they do walkaway they can only take good memories with them or maybe even file bankruptcy. I think its better to have a W who earns at least as much as you and then get mortgaged to the hilt - that way it becomes a real responsible "partnership".