Im sorry that you have to go through all this crap. On top of everything else. This is another reason why he is where he is. Until is willing to admit he has a problem, this will eventually escalate.
You are a better person and parent, and thank the lord that your D has you!!
As far as insurance, its probably different in each state. Do you have any friends that are in the ins. business that you could bounce this off of??
(((hugs)))
me: 37 H: 44 Married for 18 years this june S7 S3 porn issues, and much more... since 7/06
Happiness can be found, even in the darkest of times, if one only remembers to turn on the light.