You need the 48 hour rule because anytime something upsetting happens it throws you into an emotional space in which you have no perspective. Give it 24-48 hours and you're in better control of what you say and do.
You should still stick to your plan - but don't let seeing OW driving your car (which is a pretty crappy thing to see) make you blind to taking care of your best interests in favor of getting out of M as fast as possible. This may or may not apply - I'm just saying that you should let yourself settle down.
You SHOULD be able to sleep in our own home. You SHOULD have a loving and caring companion. You SHOULD get back what you are giving.
Sorry, have you already filed? You don't need to have the settlement to file - I'm working on rewriting mine now but W filed last month.
