I like the idea of trying to play around with the debt to keep the interest rate low / non-existent.

Ironically, I think she might have been fishing just a little bit. For reassurance both financial and personal - i.e. don't worry, we're getting it paid off & you're worth it because you are a great mother and you deserve many more presents than that.

Hope you are having a good Monday (((Jeff)))

Michelle - Proud DR Rockette
S: 28JUL07, D'd: 29OCT09
http://tinyurl.com/27j9qo2