Do you think that you are comparing him to your ex? What about in other ways? Because I believe that we all tend to do that, but in the process we forget a lot of the bad stuff as well. Have you talked to him about the things that are important to you?
Does he treat you like a Princess? Does he put you before himself? What you described are differences, yes, but those things can be worked on. If you can't say yes to any the above then maybe you're right and you are settling and boy that is something that you should avoid at all costs.
Good luck Sweetie. Life is tricky sometimes, but nobody else has to walk in your shoes (Like that?).
