he's be lucky to walk away with 14k if we had a court battle BH, but he rather fight it he says, and have us both loose $ in Ls

The refinance offer is still a good choice for me, I'd still be able to pay off my car.

The alternative, is to give him all 23k but I'm not about to make his day.

Be not afraid...I will repay you for the years the locusts have eaten Joel2

30something
2kids
survivor of S, MLC, A, D
I have peace in my heart, at last.