Yay on the baby steps! Did H sound happy when you were speaking to him? I think uping the frequency of interaction is great, and is really good that you're feeling less tense each time.
I'm not sure what the meaning of him paying for the insurance is, but either way it's good, right?
Have a FAB time in NZ. I can't wait to hear about it when you get back!
((((hugs))))
L.xx
Walk on, walk on, with hope in your heart. And you'll never walk alone.