About the loan, are you giving the house to her? You don't want any of the equity when/if the house sells or she does refinance? Check with a professional, but I am pretty sure that even if your name isn't on something, the debt/responsibility continues to be yours as long as you were married. I would talk to a financial advisor or an atty more about this before you agree to do anything. Its funny, but I trust my H with our finances, but I still try to find the 'legal' answers...